How to understand the health care system in France
PUMA, your social security number, the carte vitale, choosing a médecin traitant, public versus private care — plus a glossary of the French terms you will meet along the way.
Read the guide
Top up the French health care system cover with a comprehensive complementary mutuelle cover. English-speaking advisors, transparent reimbursements and direct billing with the major French health networks.
Reimburses what the state cover leaves out and more depending on the level of cover.
We handle the carte Vitale link and feuilles de soins so you never decode a French form alone.
Add a partner and children on a single contract with maternity and paediatric benefits.
Whether you are employed or self-employed, with or without children, retired or still working, Allianz offers flexible health insurance solutions designed to adapt to your situation.
Depending on the level of complementary health cover selected, your plan may include:
No health questions required. This policy is designed to complement the French State Health Insurance system.
You can take out cover as soon as you receive your French social security number. We also have solutions for people still waiting for their social security number.
Share your situation, age and the cover level you want in a 2-minute form.
An English-speaking advisor builds a mutuelle plan around your needs and budget.
Sign electronically and receive your attestation the same day.
Fill in a few details and an English speaking advisor will create a tailored health quote for you. — No obligation.
Verified Google reviews of our Allianz agency in Ardres.
Osmose have done ALL of my insurance — house, car, health and travel — for five years now! Throughout that time they have been unfailingly helpful and friendly. HIGHLY RECOMMENDED.
The staff are so helpful and I couldn't recommend this business enough, especially as navigating French rules/policies can be so complicated at the best of times, so to find Allianz with their bilingual staff is absolutely brilliant.
I have been a customer for almost 9 years. I am extremely happy with the service and value for money. As a British immigrant I find it very useful to have an English speaking team that can then interface with the French side of Allianz. It isn't often that there is anything that needs sorting out but when it does it is very reassuring to know that the Osmose team is there to help resolve the matter.
Always very responsive and helpful.
Excellent English speaking service with pro active suggestions on how to navigate the system. Very good.
For reliable advice, excellent customer service, and peace of mind, especially if French is not your first language, this insurance agency is an outstanding choice. Asha is an asset and has always been available to give assistance and provide advice.
PUMA, your social security number, the carte vitale, choosing a médecin traitant, public versus private care — plus a glossary of the French terms you will meet along the way.
Read the guide