Case studies

How expats got covered in France

Every relocation is different. Here are real-world examples of how we matched English speakers with the right cover — and how each story connects to one of our protections.

Car insurance for drivers new to the French roadsCar Insurance insurance

Mr & Mrs Gillespie

🇬🇧 from England
Now in Bordeaux

Challenge: They moved to France with a UK-registered car and worried they wouldn't be able to insure it in France.

Outcome: We insured the car for up to one year while they changed the registration to French plates — no gap in cover, no stress.

We thought our UK car was uninsurable here. Osmose covered it straight away while we sorted the paperwork.
Home insurance made simple for international owners & tenantsHome insurance

Mr & Mrs Townend

🇬🇧 from England
Now in Perpignan

Challenge: Buying their French home, they struggled to understand the insurance documents, all written in French.

Outcome: We walked them through their home policy step by step and provided all the key documents explained in English.

For the first time, we actually understood what our French home insurance covered — everything was explained in English.
Health insurance for expats living in FranceHealth insurance

An Australian family

🇦🇺 from Australia
Now in Cannes

Challenge: They needed full health cover in France in order to apply for their visa, with strict requirements to meet.

Outcome: Our very reasonably priced full health cover met every visa requirement, and the application went through smoothly.

The visa application demanded full health cover. Osmose found us an affordable policy that ticked every box.
Health insurance for expats living in FranceHealth insurance

Mr & Mrs Jones

🇬🇧 from England
Now in Béziers

Challenge: They came to France on a very limited budget and needed health, car and home cover they could afford.

Outcome: They took advantage of our promotional offers: 25% off our mutuelles and two months free on car and home insurance.

On a tight budget, the 25% discount and free months made proper French insurance genuinely affordable for us.