Car insurance for drivers new to the French roads
Car Insurance · Assurance auto

Car insurance for drivers new to the French roads

Driving in France requires at least third-party cover. We turn your US or UK driving history into a French no-claims bonus and get you legally on the road, fast.

  • Foreign no claims recognised
  • Third-party to all-risk
  • 24/7 roadside assistance

Why choose this cover

Your bonus counts

We convert your foreign no-claims record so you don't start from zero in France.

Flexible formulas

Third party to fully comprehensive cover

Assistance everywhere

Breakdown and accident assistance across France and the EU, 0 km from home included on request.

Fast cover note

Receive your cover note and attestation immediately after subscribing.

What this cover includes

Comprehensive car insurance

  • Competitive premiums with Europe's biggest insurer
  • Flexible policies: limited kilometres, replacement vehicle, occasional use by other drivers
  • English-speaking claims advisors
  • International breakdown recovery included with all levels of cover

Car insurance with Osmose Assurance means

Get a clear, competitive quote with no obligation. We provide English-speaking support and guidance every step of the way.

3 different types of cover

  • C1 — third party only
  • C2 — third party, fire, theft & glass
  • C3 — fully comprehensive

… and a large choice of options

  • Home-start breakdown cover
  • Legal protection
  • Contents & accessories
English-speaking claims support
Experts in French insurance
Europe's leading insurer

How it works

1

Share your vehicle

Make, model and your driving history — including years insured abroad.

2

Compare formulas

Quotes for third party, third party fire and theft and fully comprehensive.

3

Drive insured today

Sign electronically and download your cover note on the spot.

Frequently asked questions

Get your free car insurance quote

Fill in a few details and an English speaking advisor will create a tailored car insurance quote for you. — No obligation.

  • Foreign no claims recognised
  • Third-party to all-risk
  • 24/7 roadside assistance

Car insurance: quote request

Main driver

Second driver (optional)

No claims discount

Cover

By submitting, you agree to be contacted about your request. No spam, ever.

What our car insurance clients say

Verified Google reviews of our Allianz agency in Ardres.

5.0 · 237 Google reviews
Highly recommended! My wife and I have used Osmose for our insurance in France (home and auto) for over a decade. We both speak French reasonably well, but when it comes to insurance, it is very helpful to be able to ask and answer questions in our native tongue (English). They are always super responsive and proactive. Recently they reached out to us to verify our level of coverage was correct and it resulted in a lower annual charge.
Denis D. · September 2026
Osmose have done ALL of my insurance — house, car, health and travel — for five years now! Throughout that time they have been unfailingly helpful and friendly. HIGHLY RECOMMENDED.
Piers G. · August 2026
The staff are so helpful and I couldn't recommend this business enough, especially as navigating French rules/policies can be so complicated at the best of times, so to find Allianz with their bilingual staff is absolutely brilliant.
Paula · August 2026
Prompt and efficient communication, with all relevant documents sent over and responded to easily and accurately.
Neil · July 2026
Very easy to deal with. Prompt responses to any questions and can help you in either French or English.
Tina O. · July 2026
Always very responsive and helpful.
Richard V. · July 2026
I have always found both of the English speaking people that I have had dealings with to be more than helpful. This is particularly true during a recent, difficult claim where their help was absolutely invaluable.
Angela · June 2026
Excellent prompt service.
Keith B. · June 2026