Funeral planning that respects two countries
Funeral cover · Assurance obsèques

Funeral planning that respects two countries

An assurance obsèques relieves your loved ones of cost and complexity — including Repatriation back to France from anywhere in the world. Plan with dignity, in your own language.

  • International repatriation
  • Fixed monthly capital
  • No medical questionnaire on standard plans

Why choose this cover

Cross-border repatriation

Repatriation back to France from any country you may have been in.

Capital secured

Guarantee a fixed amount so your family never faces unexpected funeral costs.

Your wishes, recorded

Document ceremony preferences so they are honoured exactly as you intend.

Simple subscription

Most standard plans require no medical exam, just a short declaration.

What this cover includes

Funeral expenses cover

Allianz Obsèques is a life insurance policy designed to pay for funeral expenses. Subscription is simple and without health questionnaires. This funeral expenses policy can be taken out between the age of 50 and 84 years.

No health questionnaire

  • Death by accident covered immediately
  • Death from illness covered after the 1st year
  • Includes repatriation should you die more than 30 km from your home
  • Cover valid worldwide

Choose your capital

Minimum cover: 3,000 euros. Maximum cover: 10,000 euros.

Choose your payment pattern

Monthly, annually, 3-monthly or 6-monthly. Over 2–10 years or for the rest of your life.

No health questionnaire
Cover valid worldwide
Ages 50 to 84

How it works

1

Choose your capital

Decide the amount and whether repatriation should be included.

2

Get your quote

A gentle, no-pressure proposal explained clearly in English.

3

Set it and rest easy

Subscribe online and keep your documents safely on file with us.

Frequently asked questions

Get your free funeral quote

Fill in a few details and an English speaking advisor will create a tailored funeral quote for you. — No obligation.

  • International repatriation
  • Fixed monthly capital
  • No medical questionnaire on standard plans

Contact us for a quote

No health questionnaire. Cover can be taken out between the age of 50 and 84.

By submitting, you agree to be contacted about your request. No spam, ever.

What our funeral clients say

Verified Google reviews of our Allianz agency in Ardres.

5.0 · 237 Google reviews
Osmose have done ALL of my insurance — house, car, health and travel — for five years now! Throughout that time they have been unfailingly helpful and friendly. HIGHLY RECOMMENDED.
Piers G. · August 2026
The staff are so helpful and I couldn't recommend this business enough, especially as navigating French rules/policies can be so complicated at the best of times, so to find Allianz with their bilingual staff is absolutely brilliant.
Paula · August 2026
I have been a customer for almost 9 years. I am extremely happy with the service and value for money. As a British immigrant I find it very useful to have an English speaking team that can then interface with the French side of Allianz. It isn't often that there is anything that needs sorting out but when it does it is very reassuring to know that the Osmose team is there to help resolve the matter.
Chris S. · August 2026
Prompt and efficient communication, with all relevant documents sent over and responded to easily and accurately.
Neil · July 2026
I have always found both of the English speaking people that I have had dealings with to be more than helpful. This is particularly true during a recent, difficult claim where their help was absolutely invaluable.
Angela · June 2026
Excellent prompt service.
Keith B. · June 2026
Excellent English speaking service with pro active suggestions on how to navigate the system. Very good.
P G. · June 2026
For reliable advice, excellent customer service, and peace of mind, especially if French is not your first language, this insurance agency is an outstanding choice. Asha is an asset and has always been available to give assistance and provide advice.
Christine K. · June 2026